Friday, May 31, 2019

My Papa’s Waltz - Battered Knuckles Essays -- My Papas Waltz Essays

My Papas Waltz - Battered Knuckles Many people look back on memories with a pleasant slant. A backpacker may love to go to the mountains, but every time that person ventures out he encounters a blizzard. The weather is not always contributive to the backpacker and domiciliate cause great discomfort. However, when the hiker returns to his normal routine he usually forgets about the bad experience so that he can continue loving the mountains and happily plan his next adventure. Similarly, Theodore Roethkes, My Papas Waltz is a poesy about a man who tries to make a horrible vitrine into something much more pleasant to think about. The speaker seems to be remembering back to his childhood and finally uncovers dark memories about his father. The child in the poem finally realizes that childhood was full of scary nights in which he sometimes feared for his life. The speaker has tried for years to believe that he loved his father, but he finally understands what really happened in his boyhood home. The speaker in this poem begins by commenting on how much his father drinks. The father ...

Thursday, May 30, 2019

film Essays -- essays research papers

The film, El Norte, is a believable portrayal of a Guatemalan familys struggles in the 1980s. The drool is split up into three parts. The first part of the story takes place in a village in Guatemala. The Xuncax family is in danger when the begetter, an activist leader, helps organize the local workers. Because of the fathers activism and his attempt to preserve what rightfully belongs to them, he is murdered. The mother is then taken away by the army, never to be seen again. The brother, Enrique, and the sister, Rosa, are left piece of ass in the village. They fear for their lives and share the hope of a better life in the north. They recall the stories told to them by their godmother. They viewed pictures and stories in an American magazine, Good Housekeeping, portraying images of the American Dream. So often, this image is presented in such a manner that many readers in the U.S. and in other countries get the message that this dream is easily possible and close at hand. Rosa and Enrique are also seduced by this false presentation of the U.S. They believed this myth about life in the north, so they fled from their violent situation, single to trade their present set of problems for another kind of intensified conflict as undocumented immigrants.The director was careful to present a fictional story based on the real life struggles of undocumented immigrants. The authentic portrayal of the people and their story is powerful. The characters are no...

Wednesday, May 29, 2019

Dreams :: essays research papers

Dreams Could They Be All They Are Made Out To Be?oer a seventy-year life span, youll devote at least fifty thousand hours to dreaming (Segell 42). These dreams can be made up of many things. They can be a window into another world or like a urgent fax from your subconscious (Graves 97). Many things can affect what we dream close and they are not always our previous thoughts. Things such as gender, information gained during the course of time, or even sensations received while asleep all can to the content of dreams. Many times they contribute more than most people think. Gender affects many things, including the way we dream. Men typically dream about fighting, protecting, or competing in an outside environ handst women are more likely to dream about relationships and loss in an inside environment (Segell 42). Most men get down been brought up with the notion that they must have more of a tendency of being aggressive. In this aggression they either dream about how aggressive the y are or about the lack of aggression in their daily routine. Women, on the other hand, have typically been brought up to be more emotional than men. This up bringing has also affected the way women dream. Women are more likely to dial into their interior life whether awake or asleep (Segell 42). This means that women get out read into their dreams more frequently then men. Researchers have found that problems that occur during the day either at work or home and are worked by in your sleep (Segell 42). While men would most likely look at these dreams as nothing but a dream, women will try to hardiness these problems throughout the day. Although there are many differences there are also similarities between men and women in dreams. Like women, you have slightly more detrimental than positive dreams (Segell 42). Which in this case would show one of those similarities. Other similarities would include sex dreams and the ongoing infatuation about their body and physical appearances. This also shows that although men and women are very different their mind works very similarly. This could be from being brought up or society constantly showing no wish in the life we live. In the course of the night your mind will keep working or trying to figure out problems that crossed your room over time. Dreams perform emotional homework that helps us master lifes lessons (Graves 190).

Essay --

ConclusionThe execution of the above recommendations (Appendix D) will aid in resolving issues in the implementation of the new systems. These recommendations will create change and incur further discussion on how C&B can improve execution of their new systems.Word Count (Report Only) 1182 Appendix AKAT tog up AnalysisSTRENGTHSWEAKNESSES Specialists can give in depth, technical advice to customers, customers take up detailed information about producto value propositiono tailors to customers involve and questionso gives more credibility to products by having specialists give expert knowledge Tasks can be divided up, more efficient Team serves as members bonus to boost sales in area of specializationo Specialists can devote time to knowing own product bettero realize out strategies to best promote and sell product Customers have more complicated transactionso have to deal with quadruple specialists instead of one generalisto complex chain of communication Specialists not used to teamwork since they worked independently beforeo dont have effective group dynamic and communication skills Team attitudeso Members have varying viewpoints on new organization both negative (Callahan, Oates) and positive (Jen)o Nominal head Callahan is pessimistic, could affect group perceptions and behaviors Limits employees abilities, natural strengths may be in selling genera products Commission based on sales volume for specialists specializationo Individual motivation may decreaseOPPORTUNITIESTHREATS More attention to firm wide priorities trail to increased profitability Sharing customers makes tasks faster Specialized knowledge on products, especially emerging products, may increase customer base beca... ...ships. Staff members who commonly dont get along well should be put together. Tank DrivingA handful of light objects that are easy to rove (paper balls or beanbags) should be placed randomly around on the ground of a large room. Participants would then be paired off int o groups for this activity. One person from each group would be the tank they are blindfolded and are not allowed to talk. The partner would be the tank driver and they control the tank through and through communicating verbally. Once the game starts, the tank driver would direct the tank to pick up the objects scattered around the room and throw them at the an separate(prenominal) tanks. However, the tank drivers are to stand along the walls of the room and are not allowed to move. If a tank gets hit by an object, they would sit out until all the other tanks are eliminated. The last pair to survive would be the winners.

Tuesday, May 28, 2019

Rastafari Culture The Extreme Ethiopian Rasta Vs. The Mellow Dallas Ras

Rastafari Culture The Extreme Ethiopian Rasta Vs. The Mellow Dallas Rasta Many people throughout the world have a hard time apprehension what it means to be a Rasta. For some their troubles in understanding Rastas come because they look as Rastafari as only a religion. When one does this they feed into many problems. This is because Rastafari is much more than a religion. It is a way of life, a social movement, as well as a mind set. Another antecedent why western people have a hard time understanding Rastafari is because the movement lacks the structure that the western world is use to. A plow of peoples understanding of Rastas only goes as far as to think that Rastas are people that live in Jamaica, batch weed, and have Dreadlocks. These people do not begin to think what is behind the movement. The idea that Rastafari is strictly Jamaican is also very wrong. Since the origination of Rastafari, the Rasta movement has expand far beyond the island of Jamaica. Rastas now liv e all over the world. There are Rasta cultures in all parts of Europe, Asia, New Zealand, United States, and in particular Africa. This paper seeks to explain Rastafari and to show its expansion by exposing Rastas culture from its most holy form in Ethiopia to one of its least holy in Dallas Texas.The Development of RastafariThe Rastafari movement stems from the teachings of the great Jamaican leader and motivator of masses, Maces Garvey. Garvey told the African people of the world to unite and to return to African, the homeland. Garveys vision was for the Blacks to overcome their feelings of inferiority and build upon their own unique and evolving culture, and ultimately return to Africa to redeem their homeland and to build a future... ...own That Rasatafarians Built. Ethiopian World league June 1 2002 Dubb, Adjua. Rastrari Way of Life JahWorks.org Nicholas, Tracy. Rastafari A Way of Life (Pamphlet no other info given)Jones, Linda. The Rasta Way Dallas Rastafarian communi ty steadfastly pratices an often misconceive religion 08/11/96 Niceup April 4 2002 Lewis, William. Soul Rebels The Rastafari. Prospect Heights Waveland Press, Inc., 1993Rastafari Campaigner Taking Cannabis Case To African Commission South African Press Association 20 March 2002

Rastafari Culture The Extreme Ethiopian Rasta Vs. The Mellow Dallas Ras

Rasta outlying(prenominal)i Culture The Extreme Ethiopian Rasta Vs. The Mellow Dallas Rasta Many multitude throughout the world pee-pee a hard time understanding what it heart to be a Rasta. For some their troubles in understanding Rastas come because they look as Rastafari as only a godliness. When one does this they run into legion(predicate) problems. This is because Rastafari is much more than a religion. It is a way of life, a social movement, as well as a mind set. Another reason wherefore western people have a hard time understanding Rastafari is because the movement lacks the structure that the western world is use to. A lot of peoples understanding of Rastas only goes as far as to think that Rastas are people that live in Jamaica, smoke weed, and have Dreadlocks. These people do not begin to think what is behind the movement. The idea that Rastafari is strictly Jamaican is also very wrong. Since the origination of Rastafari, the Rasta movement has expanded far bey ond the island of Jamaica. Rastas now live all over the world. There are Rasta cultures in all parts of Europe, Asia, New Zealand, United States, and especially Africa. This constitution seeks to explain Rastafari and to show its expansion by exposing Rastas culture from its most holy form in Ethiopia to one of its to the lowest degree holy in Dallas Texas.The Development of RastafariThe Rastafari movement stems from the teachings of the great Jamaican leader and motivator of masses, Maces Garvey. Garvey told the African people of the world to unite and to return to African, the homeland. Garveys vision was for the Blacks to overcome their feelings of inferiority and build upon their own unique and evolving culture, and ultimately return to Africa to redeem their homeland and to build a future... ...own That Rasatafarians Built. Ethiopian World Federation June 1 2002 Dubb, Adjua. Rastrari Way of Life JahWorks.org Nicholas, Tracy. Rastafari A Way of Life (Pamphlet no other info given)Jones, Linda. The Rasta Way Dallas Rastafarian community steadfastly pratices an often misunderstood religion 08/11/96 Niceup April 4 2002 Lewis, William. Soul Rebels The Rastafari. Prospect Heights Waveland agitate, Inc., 1993Rastafari Campaigner Taking Cannabis Case To African Commission South African Press Association 20 March 2002

Monday, May 27, 2019

Sunbeam Case

The Chicago Flexible Shaft Company In 191 0, diversify into small electrical weapons and, with the launch of the Princess case 19 Case 20 case 21 Case 22 Case 23 case 24 Think human body and performance-?think sunbeam Cafe Series Banger Dance Theatre-?The Sydney Swans a Cousins relationship What happened to Pokemoon? The evolution of cafe groupies Dick Smith-?the great venturer Apples renaissance-? the agreement that works electric iron, it laid the foundation for the small electrical appliance industry. The diversification strategy was aimed at offsetting the seasonal nature of the sheep-shearing industry.In 1 914, the familiarity purchased the Australian operation, and the company Cooper Engineering Co. (CE) was born. Seven years later, in 1921, the introduction of the Sunbeam brand reflected SECs core business shift to electrical appliances. afterwards World War II, CE changed its company name to Sunbeam Corporation and it introduced the slogan Best Electric Appliance Made. The first Australian appliance, the Sunbeam misstates, was launched. notwithstanding the fact that it cost more than an average Australians monthly wage, it was an immediate success.Within its first 10 years on the market, the Sunbeam misstates generated sales in excess of 725 000 units. In 1 950, Sunbeam exported its appliances to New Zealand. With international exposure, the growing company needed further manufacturing capacity and it acquired a second manufacturing site in the Sydney suburb of Campsite- In 1952, with the benefit of its sustained success, the company listed on the stock exchange and became Sunbeam Corporation Limited. Expansion continued with the New Zealand operation becoming a wholly-owned supplemental of Sunbeam Corporation Limited in 1960.Today, Sunbeam is owned by the United States company, GUT Holdings Limited, a manufacturer of pumps, filters and security products. GODs acquired Sunbeam in 1996. afterwards catering for predominately female needs, it was the male populations turn to benefit from Sunbeams innovations. The electric shaver-?asseverates-?was introduced to the market. Despite heavy international competition, Asseverates became a market leader shortly after its launch. The appliance revolution continued to penetrate he Australian market. Consumers were introduced to the pop-up toaster, the electric affray, and the dry iron.Over the years, models were replaced and the Toastmasters was introduced in 1960. In 1972 Sunbeam sold more than 1 million products. By 1973, Sunbeam had sold 3. 5 million affrays, one for every three Australians. Aiming to be the first in the market with product innovations, Sunbeam introduced a ladder of new appliances-?including an iron that featured a patented safety cut-out mechanism the first plastic jug-style title and a fast-boil kettle, the Express kettle the Oscar food processor Quantum, a cordless automatic kettle and the Toast N Crumpet toaster.Many of the new products became top sellers, and their excellence in design and function was recognized with several Australian design awards. Sunbeam realized that to maintain its competitive edge, its consumers needed more than just an innovative tangible product. The first 12-months replacement guarantee was implemented by Sunbeam across its entire product range, demonstrating Sunbeams ointment to quality and performance.

Sunday, May 26, 2019

To what extent was the Crimean War (1853 †1856) ‘disastrously planned and poorly executed’ (Economist 2014)

IntroductionThis essay examines the claim that the Crimean War (1853-1856) was disastrously planned and seedy executed (Economist 2014). The first section looks at the circumstances out of which the state of struggle arose, providing some background to the conflict firearm suggesting that from its inception the fight was characterised by errors in judgment and miscommunication. The next section proceeds to discuss the legion(predicate) naval blunders that took place during the war, looking both at the Crimea as well as the little commonly discussed Far East. This is followed by a consideration of the land operations of the conflict, paying particular attention to actions of the British. The analysis then turns to the provisioning of the Allied and Russian forces, as well as the quality of services much(prenominal) as medical c ar. Finally, the last section briefly considers the consequences of the war for the parties involved. It is concluded that the Crimean War was characte rised by an remarkably large scrap of errors in terms of proviso and execution.Poor planning and organisation back tooth arguably be seen from the outbreak of war. The desire to access the Mediterranean had been a long-standing ambition of Russias by the mid-19th century (Economist 2014 Lambert 2011). Thus the weakness of the Ottoman Empire in the period was seized upon, partially concealed, of course, by excuses nearly the persecution of Christian minorities in the Ottoman Empire. The backdrop to this was a broader dispute about who should rule the Holy Land Orthodox Russia or Catholic France (Clough 1964). The Turkish-Russian dispute include some(prenominal) lacklustre, abortive attempts at peaceful resolution through diplomacy, after which the Russian Army invaded Moldavia and Wallachia (parts of modern-day Moldova and Romania) on 2 July 1853, sinking the Turkish fall at Sinope in 1853. This was followed by a Turkish declaration of war on 5 October of the same year (Economi st 2014).However, the actions of Russia were to an extent the result of a misestimation. In spite of a caustic public reaction in Britain and France, the Allied response to the invasion was a cautious one to begin with, characterised by dithering, iridescent diplomacy (Economist 2014). This misled Russia into believing that it could continue its aggression against the Ottomans without consequences, and Britain and France unexpectedly tell war in March 1854 (Economist 2014). The conflict then escalated when the Kingdom of Sardinia-Piedmont combineed the war against Russia the avocation year. A degree of poor coordination and misunderstanding can therefore be seen from the outset. For Britain and France, this took the form of confused, uncertain policy for Russia, it was a misinterpretation of the likelihood that other parties would join the war (Lambert 2011). Clough (1964 917) makes this point succinctly, arguing that war arose from Napoleons search for prestige Nicholass quest for control over the Straits his naive miscalculation of the probable reaction of the European powers the failure of those powers to make their position and the pressure of public sagacity in Britain and Constantinople at crucial moments. For Clough (1964), therefore, the war was a disorganised, gravely planned shambles from the very beginning. It was the mathematical product non only of confusion but excessively of the hubris and inflated ambitions of the leaders of Europe at the time.It seems probable that the war arose out of somewhat chaotic circumstances and was therefore tainted from the start, but the question of whether this pattern continued remains. The actual combat side of the war appears to feed been shambolic in many cases. This is suggested by the first events of the war. Despite being unyielding in the face of Russian aggression, it seems that flop was not fain for the eventuality of conflict (Economist 2014 Bloy 2002a). When the Russian hap arrived off Sino pe on the southern coast of the Black Sea, the Turkish Admiral was unprepared for battle. His squadron was relatively weak, consisting of only 6 frigates, 3 corvettes, and two small paddle steamers. Additionally, his largest guns were only 24-pounders, and his troops were poorly trained and unready for war. By comparison, the Russian fleet under Admiral Nakhimov was vastly superior in numbers, size and gunpower (Brown 1989). The full extent of the imbalance is revealed by the fact that with the exception of one ship the entire Turkish fleet, including 3000 sailors, was destroyed, with the Russians suffering negligible losses. The Turks were not prepared to defend their territories, and probably did not have the ability to do so in any case (Brown 1989).The dramatic outcome of this conflict was a undischarged shock. Few in the navy or elsewhere had anticipated the devastating effect of shells on wooden ships, and as Brown (1989) notes, Naval and public opinion showed surprise, shock and horror at the casualties. Therefore, even at this early there is evidence of poor preparation and a lack of understanding of how the war would be accepted on the part of the Turks if not the Russians. The same cannot quite be said of the British and French. While many critics expressed shock at the event of Sinope, preparations had been make. The British had tested shells against the Prince George and the French had done likewise at Garve. Moreover, in response to the success of the Russian navy the French began the construction of heavily fortified army batteries for coastal attack. That this was prior to the declaration of war suggests a degree of naval preparation on the part of the assort (Lambert 2011).Nevertheless, there were serious shortcomings with the British fleet in particular that suggest both poor execution and planning. In the first place, it was wrongly believed that the Russian Baltic fleet might invade the united Kingdom, which turned out to be unjustifie d and stalled operations for over a year (Brown 1989). This was a strategic error and what it suggests about execution and planning can be debated. Additionally, when the British fleet went into the conflict it had problems with manpower. For example, admirals were promoted by seniority, which meant they tended to be older than was desirable. More pregnantly, many vessels were undermanned due to the poor pay and conditions on ships. When Britain declared war these problems had yet to be resolved, which indicates a distinct lack of preparedness (Brown 1989).In recent decades it has been argued by historians that Britain was guilty of extremely poor naval strategy, which would nitty-gritty to a poor execution of the war on their part. Lambert (1990, cited in Fuller 2014) is among the most famous to put forward this thesis. He argued that the real war could have been decidedin the Baltic, and won by the full might of a modern maritime power against a continental one (Fuller 2014 2). W hen the potential of the British navy at this time, in terms of size and technology, is considered, this argument seems like a strong one. The British navy was notably ahead of its counterparts yet as it included large numbers mortar vessels and ironclad batteries. Lambert believed that Cronstadt would definitely have fallen to the heavily armed British flotilla, and that the Russian identification of this fact what forced peace in the end (Fuller 2014). Perhaps, then, the failure of the British to fully utilise its navys potential in the Baltic amounts to a strategic blunder.It is doubtful, however, that this part of the war was as poorly executed as Lambert argued. As Fuller (2014) notes, unilateral action (the so-called prominent host) against Cronstadt might have alienated the French, who were on poor terms with the British. It might also have driven up the cost of the war to unsustainable levels, stretching the parsimony to breaking point. This lots is suggested by a revi ew in 1856 of the Great Armament, which noted that Britain could not provide any proof of unabated strength and unexhausted resources (Fuller 2014 38). This warning was echoed by Sir George Cornewall Lewis, Chancellor of the Exchequer in Palmerstons ministry, who expressed concern that our financial prospect is very bad, a declining revenue, rising prices, a large loan wanted which will be got on bad terms, and more money lent to Sardinia and Turkey (Fuller 2014 38). The so-called missed opportunities in the Baltic, therefore, do not suggest poor planning and execution. Nevertheless, one might make the case that the poor financial prospect of Britain by the end of the war suggests a lack of preparation.Another line of argument, directed once again at the British, focuses on naval operations in the Pacific. Stephan (1969 257), for example, describes the tragi-comic nature of tactical operations in the Far East. He notes that despite the overwhelming superiority of the Allied naval f orces in around China and the Pacific, almost no head agency was made in that sphere. Indeed, the ally had twenty five ships of war, including six steamers, while the Russians could muster only six which were later reduced to four (Stephan 1969). Poor execution and planning in this case manifested in two ways. In the first place, there was little coordination between the China and Pacific squadrons and the British and French fleets in the area. As Stephan (1969 258) notes, at the outbreak of warthe British Commander-in-Chief of the China Squadron, Rear Admiral Sir James Stirling, was sailing from Singapore to Hong Kong. The rest of the squadron lay scattered among the Chinese accordance ports such as Shanghai, Amoy, and Canton. This arose from the folly of dividing command of the fleet, as well as a lack of information about the location of both friend and foe. Indeed, Stephan (1969) suggests that Stirling (who quite tellingly was only appointed Commander-in-Chief on 4 March), pro bably did not even know the location of Russian warships.There is relatively clear evidence that naval operations were fairly shambolic on the part of both the British and the French. The same is true of events on land. The Battle of the River Alma on 20 kinsfolk 1984, for example, axiom the British forces charge headlong against a fortified Russian position, the result of a lack of information and lack of reconnoitre which meant that a number of easier routes went undiscovered. The British forces only triumphed because such an imprudent move was considered too unlikely to prepare against. The aftermath, moreover, saw poor execution insofar as the cavalry did not pursue the routing Russians, allowing them instead to fortify Sevastopol and thus draw out the war. This was further compounded when disagreements between the French and British commanders delayed the march to Sevastopol by several weeks, after which the city was heavily defended. The most famous of the blunders was, of c ourse, the Charge of Light Brigade during the Battle of balaclava on 25 Oct 1854, in which a group of 670 cavalry under Lord Cardigan attacked an extremely heavily fortified Russian redoubt. The now famous calamity during which much of the Light Brigade was destroyed was the product of a simple miscommunication but reflects deeper issues with the British forces related to internal divisions, inexperience, and the unwillingness to question absurd orders. All of this translates to poor execution in warfare.In examining the conduct and organisation of the war more generally it is obvious that there was little sophisticated coordination or planning (Sweetman 2001). At every level of the Allied war run this was true. Within the British army, for example, the artillery and engineers were commanded by the Master-General of Ordinance while the infantry and cavalry were commanded by the Commander-in-Chief at the Horse Guards, Lord Raglan, which made set up planning difficult (Sweetman 20 01). Then, of course, the Royal Navy was a separate branch of the military, answerable only to the Lords of the Admiralty. This chaotic set-up hindered the Allied offensive at Sevastopol, as Raglan could not coordinate the British forces on land and sea without undertaking time-consuming and inefficient communications (Sweetman 2001). This is not to mention the fact that there was no boilersuit commander with the authority to coordinate the various national armies of each Allied nation, as had been the case during the Peninsula War with the Duke of Wellington. Thus, the entire ramshackle structure palpably lacked coordination, and it is important to appreciate the constraints that this put on drawing up strategic plans or executing tactical operations (Sweetman 2001 16).The Russians were less culpable in these terms, although there were many shortcomings in their preparations. Urry (1989) has noted how the Russian land forces suffered severely from poor provisioning, something which became particularly damaging in the summer of 1854. By September, there were 50, 000 Russian troops in the Crimean Peninsula, but the Provisions Commission was comparatively small and badly managed. Place this in the geographical context and it appears even more serious. Most of the Crimea was barren and sparsely populated, which meant that the troops and animals in the region were more reliant on their supply chain than usual (Urry 1989). The infrastructure necessary to support the Russian war feat was also inadequate in many cases. Roads were of poor quality and transport networks were badly run and unreliable, which contributed to the problem of supplying the troops. Even those supplies that did arrive had lots spoiled because of the excessive time it took to transport goods. This situation was improved somewhat when the new Russian Commander, General Prince M. D. Gorchakov, saw the reorganisation of the supply system, but much of the damage was already done (Urry 1989 Curtiss 1979). This is a clear example of poor preparation on the part of the Russians.Poor planning in terms of supplies was also a major problem for the Allies. The most striking example of this occurred on 14 November 1854 when a Great Storm sunk 30 ships in Balaclava harbour and destroyed ?3 million worth of supplies, coinciding with the onset of the harsh winter. The Allies, however, had only prepared for a summer campaign, and the results were catastrophic. As Bloy (2002a) put it The Allieshad to make do with summer equipment tents, light clothes and so on. It took months to re-supply them. Men died of exposure, disease, starvation. The situation was compounded by poor organisation and management in the aftermath, as well as the natural barriers of substandard roads and communication networks (Bloy 2002a).As poor as the organisational side of the war was for all sides, the Russian war effort was comparatively impressive. This conclusion is supported by the fact that the Russian were operating under very difficult conditions. Firstly, the defence of Sevastopol was an inherently problematic affair. The size of Russia compulsory a wide distribution of troops, especially in the Baltic to prevent the Allies landing there (Urry 1989). Then there was uncertainty regarding the neutrality of Prussia, and especially Austria, which meant that troops had to be stationed along Russias lengthy western border. The barren nature of much of the Russian territory, moreover, especially in the south, was an unfortunate barrier that hampered supply, communication, and the move of troops (Urry 1989). As Urry (1989) argues, these factors contributed to difficulties experienced by the Russians, and in many cases even good preparation and execution would have made it difficult to overcome such factors. On the other, one might argue that the decision to start a war in the face of so many natural barriers should be regarded as a major strategic failure (Jones 2013 Bloy 2002a).One area in which all parties lacked planning was medical provision. The low quality of care afforded to wounded soldiers in British hospitals has become notorious primarily because of Florence Nightingales work as Scutari. The quality of French medical care was supposedly slightly better, as is attested by William Howard Russell Here the French are greatly our superiors. Their medical arrangements are extremely good and they have the help of the Sisters of Charity. These devoted women are excellent nurses. Nevertheless, even this relied on volunteers (Curtiss 1966 98). The Russians likewise had to rely on volunteers, who operated under the aegis of the Exaltation of the Cross (Curtiss 1966). Testimony from the brace medical volunteers in the Russians forces reveals the trashy set-up in place, especially with regard to the convoy system designed to transport wounded soldiers. This was supposedly poorly supplied with blankets, had hardly a(prenominal) good drivers, and little in the way of food and water (Curtiss 1979 Curtiss 1966).The Crimean War was concluded peacefully at the Treaty of Paris on 30 March 1856 after the fall of Sevastopol, probably to the profit of all parties. The conflict itself was of little obvious benefit to any nation, with the possible exception of Turkey, which had captured possessions restored to it by Russia (Bloy 2002a Seton-Watson 1988). In turn, regions captured by the Allies, such as Sevastopol and Balaclava, were restored. Territories were thus distribute to the participants in much the same way as before the war had begun. One of the most important effects of war was that it prohibited both Turkey and Russia from establishing a naval or military arsenal on the Black Sea, which weakened the Russian position. However, this turned out to be unenforceable and a few decades later Russia had violated the agreement (Gorizontov 2012 Seton-Watson 1988). The conflict did have important long-term implication insofar as it permanently weakened the position of Tsarist Russia, and saw the ascendency of the France as the preeminent power in Europe. It therefore saw the end of the Concert of Europe, the balance of power that had existed since the Congress of Vienna in 1815 (Bloy 2002a, 2002b).In conclusion, the Crimean War was both poorly planned and poorly executed. This essay has outlined the numerous strategic, tactical, and logistical failures perpetrated by all sides, but especially by the Allies and Britain in particular. However, as important as these moments were in defining the nature of the conflict and solidifying its reputation, it was problematic from the outset. As Clough (1964 917) puts it it was not the result of a metrical plan, nor even of hasty last-minute decisions made under stress. It was the consequence of more than two years of fatal blundering in slow-motion by inept statesmen who had months to reflect upon the actions they took. Ultimately, while there are many mitigating factors, moments of triumph , and cases of heroism and coordination especially in the medical sphere this is a reputation well-deserved.ReferencesBloy, M. (2002a) The Crimean War Britain in Blunderland, The Victorian Web http//www.victorianweb.org/ bill/crimea/blunder2.html Retrieved 10/06/2014Bloy, M. (2002b) The Crimean War comment on attitudes in Britain, The Victorian Web http//www.victorianweb.org/history/crimea/attitude.html Retrieved 10/06/2014Brown, D. K. (1989) The Royal Navy in the Crimean War Technological Advances http//www.worldnavalships.com/forums/showthread.php?t=14517 Retrieved 04/06/2014Clough, S. B., ed. (1964) A register of the Western World. Boston, Heath University of Michigan PressCurtiss, J. S. (1979) Russias Crimean War, Durham, N.C Duke University PressCurtiss, J. S. (1966) Russian Sisters of Mercy in the Crimea, 1854-1855, Slavic Review, Vol. 25, No. 1, pp. 84-100Fuller, H. J. (2014) Could Have, Would Have, Should HaveEnglands Great Armament during the Crimean War, the proposed na val assault upon Cronstadts defences and the Peace of 1856 Re-examining the evidence, University of WolverhamptonGorizontov, L. E. (2012) The Crimean War as a Test of Russias Imperial Durability, Russian Studies in History 51 (1), pp. 6594Jones, H. P. (2012) Southern Military Interests in the Crimean War, Journal of Slavic Military Studies, 25, pp. 3552Lambert, A. (2011) The Crimean War British Grand system against Russia, 185356, Farnham Ashgate PublishingSeton-Watson, H. (1988) The Russian Empire 18011917. Oxford Clarendon PressStephan, J. J. (1969) The Crimean War in the Far East, Modern Asian Studies, Vol. 3, No. 3, pp. 257-277Sweetman, J. (2001) The Crimean War 1854-1856, Oxford Osprey PublishingThe Economist (May 2014) What the sure Crimean war was all about, Economist http//www.economist.com/blogs/economist-explains/2014/03/economist-explains-5 Retrieved 11/06/2014Urry, J. (1989) Mennonites and the Crimean War, 1854 1856, Journal of Mennonite Studies, Vol. 7, pp.10-32

Saturday, May 25, 2019

Obtaining Mental Health Services

Being a probation military officer is not easy. It requires a lot of knowledge, skills, and experience to be an legal probation officer. Having a golden heart is fine believing that these offenders can change their lifestyle, supporting them in their intention to function in the community, and making sure that the hatful within the community where these offenders argon staying would be safe from any danger. However, objectivity should always come first since homoy lives are dependent on the probation officers ability to supervise and monitor these offenders performance.A probation officer also uses his resources in the community to assist his client, the offender in seeking employment or services such as medical care, alcohol treatment, psychological health treatment, and the worry. The probation officer explains all the terms to the offenders temporary release and the consequences for violating them infra probation. Everything is made clear.In the case of this 22-year-old ma n who have been convicted four times in two years straight for driving while under the bias of alcohol, thorough investigation should be done. This man may be telling his substance abuse counselor that he is clean. He may be erupt in in all his counseling appointments. Nevertheless, these claims do not prove that he has stopped alcohol consumption. Furthermore, having eccentric ideas and opinions this man telling you that his neighbors are monitoring his ventilating system through the television proves that there is something terribly wrong about this person. So, what do I plan to do about the matter?First, researching and investigating about this mans personal history , such as his family to start with, would be a good start. Knowledge about his childhood, his relationship with his co-family members, and his plight during his growing-up years are vital information in knowing how and why he acquired such behavior, vices, and even beliefs that he still carry on up to this day.A backdrop check of his life three to five years prior the present date could also come in handy. Past relationships usually contribute to a persons perspective and sanity. Another background check would be his scholastic and interpersonal performance in school given that he went into one. base from his interaction with these people, I might find clues to some grounds as to why and how this person came to be the way he is.Second, talking with this man would give me hints and clues about the way he thinks, the way he answers questions may it be rational, practical or not, and the way he views the world. Upon acquiring his personal background, a instruct interview about his family and previous relations with others would somehow prove if this man is reliable or not. This would be indispensable because inconsistencies on his statements would prove irregularity of his character, thus making him a threat, somehow, to the community.Third, I would discuss with his substance abuse coun selor all my findings so we could come up with proper procedures needed to prove his mental capability or incapability. I would suggest that the substance abuse officer gives my client some intellectual tests because my client is showing signs of a paranoid insane or of a person just having paranoid reactions that may be due to depression or traumaFourth, I would require my client to abide not only the psychological tests that his substance abuse counselor would give him but also a series of physical exams for instance urinalysis, blood tests, and the like to see if he really is clean or if he went back to alcohol or worse took other substances and mixed it with alcohol altering the effectuate of the alcohol-intake alone.Fifth, I would reiterate to my client the sanctions that he might be subjected to if his tests prove that he is positive of alcohol and/or substance intake. Such are necessary actions for me to accurately and objectively assess him and propose certain measures.Re ferencesCivil Service Associations, Inc. (August 2000). Examination Preparation Booklet.. Principles and Practices in the Treatment of the mentally Ill/Emotionally Disturbed, Problems of the mentally Ill/Emotionally disturbed, booklet 10. pp. 4-5. Retrieved October 10, 2007, fromhttp//www.csea9200.com/pdfs/TestPrepBks/TreatMIllBook10.pdfCourt and Community. (January 2003). Probation Officers. p2, numbers 4 6 . Retrieved October 10, 2007, from

Friday, May 24, 2019

Statistics and Difference

BIO 2003 SUMMATIVE ASSIGNMENT 2 Introduction The report analyses the result of a study on workers from brick and roofing roofing cover industries conducted by the Health and Safety Laboratory (HSL). HSL put down few criterias to the workers which being that neither of the workers from the tiles and brick industries should have worked in both the industries and that they did non smoke. The criterias put across was an assurance to attain reliable results.The essence of the study lies in detecting any deviance in the health of the workers in these industries (as identify by cell abuse) if any and also to determine if any relationship exists between the length of service and the recorded health effect. The Null Hypothesis (Ho) states that no difference in the median(a) between the percent come on- vituperated cells of the workers from the brick and tile industries is observed. Null Hypothesis for the correlational statistics study also states that there is no correlation between the health effects of the workers and the time period they have worked in the industries.N angiotensin converting enzymethe little the Alternative Hypothesis (H1) states that the median percentage of damaged cell of the workers in the brick industry is different when comp ared to the median percentage of damaged cells of workers of both the operations. H1 for the correlation study states that correlation exists between the time period the workers have worked in the industry and their health effects. Analysis testament be carried out with the help of the following 5 samples * Worker ID * Age * Department * Length of service * Percentage of cell damage The supra samples are independent within and also between each other.To obtain an accurate analysis of the data, the normality, box spell and straight-line relationship and independence of the statistical analysis go away be checked. The Null or Alternative Hypothesis will be legitimate or rejected on the basis of a statistical an alysis, which will be utilize to analyse the median percentage of damaged cells got from the brick and tile operations. Table 1 Descriptive Statistics of brick and tile operation workers percentage damaged cells uncertain N N* Mean SE Mean St Dev. Minimum Q1 Median Q3 Maximum % Damaged cells of Tile operation 27 0 1. 337 0. 210 1. 090 0. 200 0. 600 1. 00 1. five hundred 4. 700 % Damaged cells of Brick operation 38 0 1. 532 0. 179 1. 106 0. 200 0. 536 1. 370 2. 189 4. 562 Table 1 gives a descriptive data of the workers of the respective industries. As seen in the table above the % of damaged cells of the workers in the brick industry is higher when compared with the tile operation workers. The median percentage of brick industry workers is 1. 370 which is higher as compared to the brick operation workers which is 1. one C. The inter-quartile range which being the difference between Q3 and Q1 is higher for the brick operation compared to that of the tile.Figure 1Box plot displaying %damage of cell in workers from both tile and brick industries. The figure above shows that the percentage-damaged cell for tile operators is lower when compared with the brick operators indicating a difference in the concoct and median. Figure 1 shows a difference in the health hazard of the tile and brick workers. There is recite of skewness in the distri exactlyion of brick operators whereas the tile distribution is symmetric, as the median line for the brick operators has shifted away from the centre.The % cell damage in workers of the tile operation is near grouped apart from the 2 extreme outliers when compared to the % cell damage of the brick workers, which is quite wide. For the above box plot the need for a further analysis is to be carried out as the hypothesis cannot either be accepted neither rejected since the box plot only denotes statistical measures (mean, median, Q1, Q3, max & min values) which are not ample to prove the difference between the t wo sites. Figure 2 Histogram of the Tile and Brick operation data The % of damaged cells of the brick operation is higher when compared to the tile operation.This is reason from the histogram above which exhibits that the bar values which is the % damaged cells for brick operation is higher than the bar value of the tile operation. We have used a histogram, as it is one of the important tools for a data analysis. Figure 3The Test For Equal Variance. The values of the estimated relate variances show no difference in the % cell damage of the workers from the brick and tile operations-value obtained from the Levenes Test is 0. 200 which is also higher than 0. 05 implies that the hypothesis of difference cannot be rejected.The value of the F-Test is 0. 952 which being higher than 0. 05 shows also shows no signs that the null hypothesis (H0) should be rejected and also that there is no difference between %cell damage of workers from brick and tile operations. The obtained values from th e test for equal variance point out to an abnormal distribution of data stating the acceptance of the null hypothesis. Hence no clear evidence of a difference in the median among the % damaged cells in the workers of both the operations. Figure 4Normal Distribution Graph For Brick And Tile Operation.Figure 4 illustrates a normal distribution represent for tile and brick operations. The figure above shows that the %damaged cells of brick and tile operations are not uniformly distributed, as the points are not resolveed about a straight line. There is evidence that the residuals followed a skewed distribution and it can also be seen that the above graph does not follow any geld or pattern. The is no convincing evidence to reject the null hypothesis (H0) as the P-Value is lower than 0. 05 in Fig4. From the above facts it may be concluded that the residuals do not follow a normal distribution.A MANN WHITNEY TEST will be used to statistically analyse the data as the %damaged cells of workers in the tile operation shows that the data is not normally distributed since the P-Value is lower than 0. 05 and also that the plots on the graph so no route any precise trend. MANN WHITNEY TEST Results & CI Of Tile & Brick Manufacturing Operations Table 2illuminates the number of samples used in the Mann Whitney test and the obtained median for data of brick and tile manufacturing operations Sample type sum up of sample Median Tile 27 1. 100Brick 38 1. 370 Point estimate for ETA1-ETA2 is 0. 200 95. 0% CI for ETA1-ETA2 is (-0. 323, 0. 800) W = 1319. 0 Test of ETA1 = ETA2 vs. ETA1 not = ETA2 is significant at 0. 3905 The test is significant at 0. 3903 (adjusted for ties). The results shows a confidence interval of 95% between 0. 323 and 0. 800 in the %damaged cells of workers In the brick and tile operations. contrarily the difference in the median is 0. 200(estimated), which means that 0. 200%(approximately) more % of damaged cells in workers of the brick operations than t hose of the tile operations.A 100% certain analysis cannot be be as the confidence interval (CI) is only 95%, hence creating a need for more data in order to achieve a 100% certain analysis. An analyses of results obtained shows the P-value got from the Mann-Whitney test was 0. 3905. Since the P-value is higher than 0. 05 it indicated no evidence to reject the null hypothesis of no differences. Therefore it can be concluded that there is no convincing evidence of difference in the median between %damaged cells of workers in the 2 operations. ConclusionA use of various graphs and descriptive statistics were used and inferred to decide if there were any differences in the health of the workers of the 2 operations. The Mann Whitney U test was considered to find the difference in the %-damaged cells of the tile and brick operation workers. A culmination may be drawn from the these analyses that there is scarce evidence to suggest that there is noteworthy difference in the % damaged ce lls in workers of tile and brick operations. pass 2 Table 3 Paired T-test and 95% CI to determine if the data of % damaged cells and length of service of workers in two operations is paired. N Mean StDev SE Mean % Damaged cells 65 1. 451 1. 095 0. 136 length of service (years 65 8. 995 7. 349 0. 912 Difference 65 -7. 544 6. 964 0. 864 95% CI for mean difference (-9. 270, -5. 819) T-Test of mean difference = 0 (Vs. not = 0) T-Value = -8. 73 P-Value = 0. 000 The table shows the T-test and the P-value got is 0. 05 stating no convincing evidence to reject null hypothesis of no differences. It may be concluded that the data is paired since the P-value is 0. 000. A scatter plot may also be used to test the relationship between the two samples.Figure5 A scatter plot showing the correlation between the % of cells damaged with a relapse line and the length of service in years. The predicted value for Regression is 17. 4%, which states the 17. 4% of the variability in the data is repres ented by the regression model. This cannot be used to get future values as the predictive value itself is precise low. Pearsons correlation needs to be conducted since the above scatter plot shows a minor positive association between the % damaged cells and the length of the service, but the damage of the cells in the future cannot be predicted.Pearsons Correlation results Difference 65 -7. 544 6. 964 0. 864 95% CI for mean difference (-9. 270, -5. 819) T-Test of mean difference = 0 (vs. not = 0) T-Value = -8. 73 P-Value = 0. 000 Pearson correlation of length of service (years) and % damaged cells = 0. 417 P-Value = 0. 001. The association between the length of service and %damaged cells of the tile and brick operations cannot be accepted since the values from Pearsons Correlation is 0. 417which is higher than 0. 400. Therefore a regression fitted line will be used to forecast the future data.The P-value is 0. 001 which being less than 0. 05 does not prove to be a convincing evide nce to reject null hypothesis (H0) of no differences. Hence a conclusion may be drawn stating a difference in the length of services and the % damaged cells of workers from both the operations. Hence a regression fitted line plot will be used to predict future values. Further Analysis Figure6shows the data between the %damaged cells and the age of workers as well as the regression line. The scatter plot above shows that there is a moderate positive correlation between the age and the % damaged cells.Therefore a Pearsons correlation will be conducted. Pearson correlation of age (years) and % damaged cells = 0. 251 P-Value = 0. 044 The P value is 0. 044 which is less than 0. 05, this means that the null hypothesis must be rejected and the alternative hypothesis is accepted that there is not sufficient evidence available to say that there is a correlation. Conclusion The data was analysed using descriptive statistics, various graphs, Pearsons correlation and regression fitted line plot to find association between the % damaged cell and length of service in tile and brick operations.The results concluded that there is no association between the % of damaged cells and their length of service. However there was a positive correlation which was observed between the % of damaged cells and age of workers in both operations. This suggested that it is the age which is the cause of damage and not the dust. The first test carried out, concluded that there is no genuine difference between the health hazard of the worker at the tile and brick operation.The second test concluded that there is little relationship between the workers health and the length of their service. Since the R-sq value was only 17. 4%, the extent of damage cannot be predicted by the length of employment. Overall conclusion It can be concluded that there is insignificant difference in the percentage damaged cells in the workers of tile and brick operations. It can also be concluded that age of workers an d not the length of exposure to the dust in brick or tile operations subjoin % damaged cells of workers.

Thursday, May 23, 2019

No Child Left Behind

The governments legislative body has made a number of programs aimed to deal with education problems with forth knowing the shock of these programs to the local needs.E truly child and parent is greatly affected with the quality of education being given in public enlightens. The No baby left over(p) Behind Act (2001), gener entirelyy acknowledged as NCLB, is a United affirms federal law signed by President Bush on January 8, 2002 reauthorizing some(prenominal) federal programs endeavoring to advance the performance of American primary and secondary indoctrinates through escalating principles of accountability for school districts and tells as well as offering parents supplementary flexibility in preferring which schools their children testament go to (U.S. Department of gentility, 2003). Its main objective is improving the standard of education for all schools in America.The three key pro fancys of the wreak are annual reading and math assessment of students in grades 3 t o 8 awareness of parents, teachers, administrators and students regarding the test results, including the quality of the education provided by the school and the qualifications of teachers and pose or assigning students according to categories such as economic status, sex, and learning ability to determine the school capacity to cope with the needs of learners. (The fresh House, 2007).NCLB has four-spot important goals Increase accountability for student performanceEach state must ware standards in math, reading, and science, annual testing for all students in grades 3-8, and fit yearly progress (AYP) objectives for all student subgroups. Successful schools will be rewarded continually failing schools will eventually be re structured. More choices for parents and studentsStudents attending schools identify for improvement, corrective action, or restructuring must be offered a transfer to a better public school and/or supplemental academic services. Greater flexibility for state s, school districts, and schoolsThis pertains mostly to streamlining federal funding, including grants. Putting reading firstMore money will be available for scientifically based reading commission programs (phonics) so that all children will read by third grade. Competitive grants are available through the translation First Initiative and Early Reading First program.Overview and PurposeThe USCO or unsecured School Choice Option ( dewy-eyed and Secondary Education Act, section 9532) of 1965, as improved by the 2001 No youngster Left Behind Act, states that each arouse getting finances under the E sea should employ and create a state-wide rule obliging that students who are enrolled in a continually unsafe public elementary or secondary school, or learners who happen to be victims of a violent illegal offense while in or on the public school premises that they attend, be permitted to attend a safe public school (Department of Education United States of America, 2004). Each State in America should write a letter to the Secretary confirming that the State has complied with the requirements, as a condition of obtaining funds from ESEA.Local and school circuit board policy/rulesPolicy is a very important role of the school board in our education frame. Like the city coucils, state legislatures and Congress, school boards created the structure and direction of their schools by implementing policies through the power granted by the state representatives. The jury of Education is dedicated in upholding a secure and drug-free office in all school districts. Policies of school boards have the same power as decrees and ordinances. They set objective, assign authorities and create rules that clear school perplexity and authority possible (Canal Winchester Local School District Bylaws & Policies, 2007).Policies and Guidelines of School Boards are checked as it deals with the 2001 No Child Left behind Policy. School Board Policies should include safety measures a t school and while learners are on the way to and from school, suitable and effective school regulations that forbid the illegal custody of weapons, rumbustious behavior and the illegal distri entirelyion, use and possession, and trade of drugs, tobacco and alcohol by students prevention actions designed to keep the environment safe and drug-free and a system policy for all students that affirms the tasks of administrators, instructors and students in preserving a safe classroom environment (Canal Winchester Local School District Bylaws & Policies, 2007).NCLB is the most recent federal legislation ratifying theories of standards-based education restructuring, precedingly acknowledged as outcome-based education that is derived from the principle that high prospect and setting of objectives will bring somewhat winment for students (U.S. Department of Education, 2003). The act requires that schools portion the name, address and home phone number of all students enrolled to armed forces recruiters.The district will use the school choice option as one response to incidents of victimization. Additionally, the district will develop and implement appropriate strategies for addressing the circumstances that contribute to or support victimization, as well as consistently and proactively manage individuals who have victimized pupils. The district will promote the importance of school safety and respond to the needs of pupils and staff. Pursuant to the law, the district will provide an opportunity for pupils, parents and school district and law enforcement personnel to discuss methods for keeping schools safe from violence to create school safety plans and to recognize pupils in need of help.The district will organize activities to prevent school violence, including, but not limited to, age-appropriate opportunities for pupil discussion on conflict resolution, issues of pupil diversity and tolerance. Law enforcement personnel will be invited to join members of the teaching staff in the discussions. Programs shall also be provided for school district employees that are designated to help school district employees recognize exemplar signs of school violence and to instruct school district employees on recommended conduct during an incident of school violence.Each State Educational Agency or SEA must increase objective standards to apply in classifying persistently dangerous schools, which are merely not influenced by assumption, emotion, and impartiality. Such standards should include areas that parents would consider in deciding on a level of safety for the school, and the number of violent offenses. Objective information that could be used as objective criteria consist of records that gunpoint the number of recommendation to law enforcement group for carrying a firearm to school, physical fights or presence of gang on school premises.On the contrary, subjective selective information might consist of information gathered in a focus faction c oncerning community-wide view of safety. The gathered objective data that aid each State to identify persistently dangerous schools will have to be attributable to individual school locations and must be both reliable and convincing (Department of Education United States of America, 2004). The objective of the statute is to avoid unnecessary hindrance to students learning and to promote a better safety and security for the children.Elementary teachers have to pass state tests indicative of their subject familiarity and teaching proficiency in writing, reading/language arts, mathematics and further subjects of basic elementary school syllabus. The teachers of middle grades and high school have to pass state examinations in all academic subject categories they teach, along with an undergraduate major, graduate degree, coursework corresponding to undergraduate major or higher qualifications.Teachers are not new to the occupation must have a bachelors degree and should pass state test i ndicating teaching skills and subject knowledge. These credentials have caused some dispute and complexity in implementation particularly for the special education teachers and teachers in agricultural schools who are commonly requested to instruct various subjects and grade levels (U.S. Department of Education, 2003).Schools acknowledged as needing enhancement are requisite to give students with possibility to make use of public school selection no later than the start of school year following their credentials for school enhancement. NCLB sanctioned (and Congress has so appropriated) a considerable boost in financial support for Title I aid, to give subsidy for school districts to put the laws enate option requirements into practice.Advocates of the Act state the legislation offers parents better educational options for their children, supports accountability within public schools, and helps close the accomplishment gap between white students as well as the minority. The NCLB a ims to demonstrate compassment en route for these goals through federally directive standardized assessment therefore, this Act should extend to levels of learning (The White House, 2007).Opinios and ViewsIn summary, I support No Child Left Behind because it gives importance on methods and instruction that have been confirmed to work. Making billion-dollar investments yearly, this policy ensures children on their third grade, learn how to read. Since the laws reaction if the school fails to make sufficient development is not simply to offer further aid for students, but to entail as well disciplinary measures on the school, the encouragements are to place expectations lesser than higher and to augment separation by race and class and private road low-performing learners out of school in general.ReferencesCanal Winchester Local School District Bylaws & Policies (2007). School Safety. RetrievedAugust 31, 2007, fromhttp//www.neola.com/canalwinchester-oh/search/policies/po8400.htmDepa rtment of Education United States of America (2004). Unsafe School Choice Option.Retrieved July 18, 2007, fromhttp//www.ed.gov/policy/elsec/guid/unsafeschoolchoice.docNCELA (2006). Montana and No Child Left Behind. Retrieved July 18, 2007, fromhttp//www.ncela.gwu.edu/policy/states/montana/04_nclb.htmThe White House (2007). Foreword by President George W. Bush. Retrieved July 18, 2007,From http//www.whitehouse.gov/ intelligence service/reports/1U.S. Department of Education (2003). No Child Left Behind A Parents Guide.Retrieved July 18 2007, fromhttp//www.ed.gov/parents/academic/involve/nclbguide/parentsguide.pdfNo Child Left BehindThe school has failed the No Child Left Behind requirements for the past 2 years. In read to change the situation, the strategy of appreciative interrogatory was implemented. Owing to this step, all of the schools employees got a new vision of what cultural activities children really need. The concentration of past successful experiences instead of proble ms was very reusable to achieve present success.Since the school has failed the No Child Left Behind requirements for the past 2 years, it requires an efficient change strategy in order to achieve positive results in future. The strategy of the appreciative inquiry is the most efficient in coating change in the public school. The strategy consists in make investigations of all the cultural activities which have been successful in this school during the last couple of years, identifying their positive influence on children, and looking for ways to buy out the previous success through the series of new cultural activities.The strategy of appreciative inquiry is the only strategy which would be efficient in such a case. Traditional change management activities are not going to help because they focus on the problem. In order to make a radical culture change in this school, its necessary not to focus on the problem but to investigate pervious positive experience in order to inspire the members of the team.The strategy of appreciative inquiry is applicable in this case because it takes a different approach by focusing on what works in an organization and creating a series of statements that describe where the organization wants to be, based on the high points of where they have been. Because these statements are grounded in real experience, people know how to repeat the success and thus have a greater energy to make more moments of success than when presented with a nebulous vision of the future. (Geof Cox, 1998, p.1)In order to achieve maximum success, the team has include school teachers of all levels, schools principal. The project has to begin with reservation all of the teachers in the team remember all kinds of cultural events which took place at school and were enjoyed by students. During this meeting, all of the childrens needs have to be identified through the prism of the results of previous activities which they were move in. In the research proces s the following activities would be identified as the most interesting for children acting in plays, participating in poetry and euphony contests, taking part in sports competitions. All of these activities had a great success among kids in the previous years, therefore the success of them in future can be predicted easily.f) The intervention of the new vision would have to last for about 2 months during which all of the mentioned activities had to take place. Many teachers were involved in the process of preparing the activities for children, and their current vision would adapt to the new one in the period of around 2 months.g) The results of appreciative inquiry strategy could be seen in the next half a year because all the teachers got a new vision of their role in the school- not only as people who have to bring knowledge to kids about different subjects, but also as leaders of different cultural activities in which kids could apply all of their talents and abilities.The chose n strategy has turned out very successful, and brought positive results. The strategy of appreciative inquiry is very efficient in such a case because by focusing on the successful examples in the past and present, we build a picture of the themes and ideas that we know we can do, and that work. We develop an individual and collective mindset of what we are capable of that is grounded in reality. (Geof Cox, 1998, p.2)The main implications which could slide by in the strategy implementation consist in some teachers resistance to change and their little desire to participate in the change process. However, by making them realize the positive influence of the strategy on the cultural life at school, this resistance could be brought to the minimum.The strategy of appreciative inquiry has turned out very efficient in making the school fit into the requirements of the No Child Left Behind vision because owing to it, all of the schools employees got a new vision of what cultural activitie s children really need. The concentration of past successful experiences instead of problems was very useful to achieve present success.Bibliography.Geof Cox. Appreciative inquiry. Edinburgh, Scotland., 1998. www.aradford.co.uk

Wednesday, May 22, 2019

Customer Satisfaction Essay

Filipinos assimilate been given a chance to fin ally choose groceries business and minimart across the country. One of the pi singleer groceries in townsfolk is the Consumers Minimart Inc. formerly named Caragan. Ever since Consumers Minimart Inc. experienced a lot of competitors on their meters, minimart is still existing and alive.At this time many establishments exist like CSI, Royal Mall, Save More, and the Consumers Minimart Inc. is still having a profit and their loyal customers were always re principal(prenominal)ed.Bayambang is unity of the town with the largest number of barangays in Pangasinan, a largest place to establish a business. Business chance is increasing like mini grocery market, malls, fast food chains, banks, water refilling station and early(a) small and big enterprises. This business establishment where in truth profitable and have impact to the customers especially here, is the groceries stores because customer or people can restore or buy their daily unavoidably into this kind of business, and one of that business is the Consumers Minimart Inc.Consumers Minimart Inc. is owned and manage by Jovita De Leon. It was established last March 18, 2010.They established their business in Bayambang because this place is very promising town, has 77 barangays and thither is a lot of nearby town, and prospect customers such as Bautista, Alcala, Urbiztondo, and Malasiqui.Caragan was became Consumers Minimart Inc. because of being long term industry and the owners were became stockholders. The standard monthly income has been reach also by the said business. The formerly competitors were Litas grocery, old Royal mall stores and some local anesthetic stores located at the market of Bayambang.But there are things that this business needs to improve, including the gratification of the customers.Consumers Minimart Inc. need additional effort in making their redevelopment much better including in adjusting system or waiting time, delivery do, visual merchandising and physical set-up, and add to the strategies of the business. This leave alone be used as strategy to makes their customer more satisfy in their service, it will add to have more customers and become more profitable, more improvement in their work. Consumers Minimart Inc. also need to improve their marketing strategy because it is a part of over all plan of the said business by establishing a nonher branch in the province of Pangasinan for expansion for them to become more popular in name of merchandising diffirent kinds of growth.According to Peng Shao and Zeliang Sun (2012), Groceries today have to deal with the more dynamic and competitive environments than before. The frequent mergers and acquisitions among the groceries suppliers and retailers made industry structure strongly concentrated and competitive.And the curb retail stores are being increasingly standardized and homogenized. Facing the Bayambang market which only has 96,609 universe, the thre e major competitors grocery, CSI, Savemore and Royal Mall need to differentiate themselves. olibanum maintaining long-term relationship with customers is important, in order to keep their good constitutional performance and profits. Identifying the key attri thoes influencing customer satisfaction during customers purchasing in their stores is critical.Groceries need to research their resources and internal capabilities, so that they can make proper strategies to remain competitive. Unique attributes and sub-attributes are the important resources and internal capabilities of each grocer, which can help grocer to differentiate themselves from its competitors, and maximise the level of customer satisfaction.Customer satisfaction means that customer needs are fulfilled when doing the purchases. So the groceries must understand what the customers want and provide customers with what they need. A large number of studies have demonstrated a positive relationship between organization p erformance and customer satisfaction.Keeping long-term customer satisfaction is seen as a critical success factor for grocery retailers, because the competition in the groceries industry is strong and margins are becoming limited. in that location is a heterosexual forward and simple link between customer satisfaction and profits.Retailers used to shape customers shopping habit, without listening much to consumers needs and desires. However, as the industry has been changing, customers exchange their shopping behavior. For example, the proximity between home and stores become less concerned, so retailers should adapt to new change of customers shopping behavior. Retailers must concern about the attributes, including character of product, assortment, customer attention, additional service, store atmosphere, store location and price and discount, so that they can shorten the customers perception gap.In the future, the company will have apply its best practices especially to the cu stomer satisfaction in their service not only in the province, but also in the entire Philippines. These Best Practices will not only consist of the most efficient systems, but also consider human elements such as local knowledge and relationship construct which are equally essential in attaining great satisfaction.Statement of the problemThis submit focused on the extent of customer satisfaction of Consumers Minimart Inc. located in Bayambang, Pangasinan. Specifically, this report sought to answer the following questions 1. What is the profile of customers in terms of a) Types of customers andb) Average purchased per transaction2. What is the extent of customer satisfaction in terms of a) Queueing system or Waiting timec) Visual merchandisingb) Delivery systemd) Physical set-up3. What are the problems encountered by the customer in terms ofa) Availability of productb) Parking areac) sanitizationd) Ventilatione) Services Accuracyf) Facilitiesg) Physical set-uph) Distributioni) I nventoryj) PricingScope and Delimitation of the StudyThis pack determined the extent of customers satisfaction of Consumers Minimart Inc. in the Municipality of Bayambang. The respondents of this study have the total of 100 respondents in a hit-or-miss basis like owners of sari-sari store or retailers, and end users who purchased in the Consumers Minimart Inc., regarding in their types of customers and median(a) purchased per transaction, queueing system or waiting time, delivering system, visual merchandising, physical set-up, availability of product, parking area, sanitation, ventalition, work accuracy, pricin, inventory, distribution and facilities.Significance of the StudyThe researchers believed that the result of this study would benefit the following. The Manager. This study will enhance competence in the management and operation of the business and will provide with additional knowledge on how to improve business and to get customers satisfaction and homage.The Customer s. The result of this study will serve as the source of affordable and easy buying decision. They would also be informed and be steer about the different services and existing prices that the business render to the public which the people will appreciate.The Government. This study will bring about additional income to the local government in the form of taxes and they will be provided with some needed basis to come up with rules and regulations to prevent cheating on the suggested retail price. The prospective Entrepreneurs. This study will serve as a guide to those future entrepreneurs who wants to establish this kind of business.Definition of TermsTo facilitate understanding of this study, the following terms were defined operationally. Consumers Minimart Inc. It is the name of the mini grocery business in the Municipality of Bayambang, that we are studying in our research.Satisfaction. Is an attitude of a person of being happy of the products and services offer.Suppliers. Is a p erson, company or organization that sells or supplies something such as goods or equipments to business.Customers. They are the retailers and end-users who consumed or use the products and services.Product. Something that is made or created by the manufacturing business or supplier. It is offered to customers.Services. A product of human activity meant to satisfy a human need but not constituting item of goods.Queueing System. The queuing discip disputation describes the order in which arrivals are serviced.Visual Merchandising. Is a form of store largessation of all forms of advertising and marketing.Physical Set-up. Is a form of displaying the products.Delivering System. process for conveying a product or service to a customer.Chapter 2REVIEW OF related to LITERATURE AND STUDIESThis chapter present a review of professional literature and related studies relevant to the present study. This literature and studies have given the researchers more information and clearer view of the problem in this study. Those that are relevant to this research are presented in the following discussion.RELATED LITERATUREThis section presents the both foreign and local related literature relevant to the study. This relevance is shown by the proponents in order to give more dry land and understanding of the proposition.Customer SatisfactionCustomer satisfaction provides a leading indicator of consumer purchase intentions and loyalty. Customer satisfaction data are among the most much collected indicators of market perceptions. Organizations need to retain existing customers while targeting non-customers. Measuring customer satisfaction provides an indication of how successful the organization is at providing products and/or services to the marketplace. Customer satisfaction is an ambiguous and abstract concept and the actual manifestation of the state of satisfaction will vary from person to person and product/service to product/service. The state of satisfaction depends on a number of both psychological and physical variables which correlate with satisfaction behaviors such as return and root on rate.The level of satisfaction can also vary depending on other options the customer may have and other products against which the customer can compare the organizations products. In retailing, consumers typically patronize multiple outlets. Thus, an important issue is why consumers vary in how they divide their purchases across outlets and how outlets can get a greater share of consumer expenditures. Two potential avenues for increasing customer share are to raise customer satisfaction, and increase repeat purchase through loyalty cards.This study examines the effects of customer satisfaction and loyalty cards as well as consumer characteristics on customer share spent on the base grocery store. The findings suggest that customer satisfaction has a positive, albeit modest, effect on share while consumer economic shopping orientation has a negative conduct ef fect on share. The economic orientation of shoppers, their felt importance of a personal relationship with store personnel, and the level of their aggregate purchase volume train the effect of satisfaction on customer share. Finally, the results provide mixed support for the impact of loyalty cards on customer behavior.Customer Satisfaction in Queuing SystemsCompanies have to increase their customers satisfaction to keep their competitiveness. In services, waiting has great impact on service level and customer satisfaction. Consequently, in time-based competition, one of the main objectives of service companies is to minimize customer waiting. Waiting can be defined in several ways however, the ultimate management objective should be the maximization of customer satisfaction. The paper shows how customer satisfaction can be approximated with utility functions and establishes a theoretical background for utility transformation of waiting time. The case study of the checkout system of a real do-it-yourself superstore is used to illustrate the application of the suggested method. The results show that utility related objective function may relieve queuing system changes even if the average waiting time does not improve.Elements of Queueing SystemsPopulation of Customers can be considered either limited (closed systems) or unlimited (open systems). Unlimited population represents a theoretical model of systems with a large number of possible customers (a bank on a busy street, a motorway petrol station). font of a limited population may be a number of processes to be run (served) by a computer or a true number of machines to be repaired by a service man. It is necessary to take the term customer very generally. Customers may be people, machines of various(a) nature, computer processes, rally calls, etc. Arrival defines the way customers enter the system. Mostly the arrivals are random with random intervals between two adjacent arrivals. Typically the arriva l is described by a random distribution of intervals also called Arrival Pattern.Queue represents a certain number of customers waiting for service (of course the queue may be empty). Typically the customer being served is considered not to be in the queue. Sometimes the customers form a queue literally (people waiting in a line for a bank teller). Sometimes the queue is an abstraction (planes waiting for a runway to land). There are two important properties of a queue maximum Size and Queuing Discipline. Maximum Queue Size (also called System capacity) is the maximum number of customers that may wait in the queue (plus the one(s) being served). Queue is always limited, but some theoretical models read an unlimited queue length. If the queue length is limited, some customers are forced to renounce without being served. Queuing Discipline represents the way the queue is organised (rules of inserting and removing customers to/from the queue).There are these ways 1) FIFO ( showtime I n First Out) also called FCFS (First Come First Serve) orderly queue 2) LIFO (Last In First Out) also called LCFS (Last Come First Serve) stack 3) SIRO (Serve In Random Order) 4) Priority Queue, that may be viewed as a number of queues for various priorities and 5) Many other more complex queuing methods that typically change the customers position in the queue according to the time spent already in the queue, pass judgment service duration, and/or priority. These methods are typical for computer multi-access systems. Most quantitative parameters (like average queue length, average time spent in the system) do not depend on the queuing discipline. Thats why most models either do not take the queuing discipline into account at all or assume the normal FIFO ( First In First Out) queue. In fact the only parameter that depends on the queuing discipline is the part (or standard deviation) of the waiting time.There is this important rule (that may be used for example to verify results of a simulation experiment). The two extreme values of the waiting time variance are for the FIFO (First In First Out) queue (minimum) and the LIFO (Last In First Out) queue (maximum). Theoretical models (without priorities) assume only one queue. This is not considered as a limiting factor because practical systems with more queues (bank with several tellers with separate queues) may be viewed as a system with one queue, because the customers always discern the shortest queue. Of course, it is assumed that the customers leave after being served. Systems with more queues (and more servers) where the customers may be served more times are called Queuing Networks. Service represents some activity that takes time and that the customers are waiting for. Again take it very generally. It may be a real service carried on persons or machines, but it may be a CPU time slice, connection created for a telephone call, being shot down for an enemy plane, etc. Typically a service takes random t ime.Theoretical models are based on random distribution of service duration also called Service Pattern. Another important parameter is the number of servers. Systems with one server only are called Single Channel Systems, systems with more servers are called Multi Channel Systems. Output represents the way customers leave the system. Output is mostly ignored by theoretical models, but sometimes the customers leaving the server enter the queue again (round robin time-sharing systems). Queuing Theory is a collection of mathematical models of various queuing systems that take as inputs parameters of the above elements and that provide quantitative parameters describing the system performance. Because of random nature of the processes involved the queuing theory is rather demanding and all models are based on very strong assumptions (not always satisfied in practice).Many systems (especially queuing networks) are not soluble at all, so the only technique that may be applied is simulati on. Nevertheless queuing systems are practically very important because of the typical trade-off between the various costs of providing service and the costs associated with waiting for the service (or leaving the system without being served). High quality fast service is expensive, but costs caused by customers waiting in the queue are minimum. On the other hand long queues may cost a lot because customers (machines e.g.) do not work while waiting in the queue or customers leave because of long queues. So a typical problem is to find an optimum system configuration (e.g. the optimum number of servers). The solution may be found by applying queuing theory or by simulation.

Tuesday, May 21, 2019

JPMorgan Chase Essay

Introduction J. P. Morgan tail & Co. is a prominent and successful Fortune 500 troupe. It is the largest aver in the United States by assets. CEO James Dimon, has strain the J. P. Morgan obey & Co. through multiple risky events. J. P. Morgan Chase & Co. has been facing multiple fines and closedowns due to its failure to abide by its own code of conduct. The comp every has failed to engage procedures and regulations on numerous occasions. The company is becoming notorious for making unethical decisions and simply not follo attractg the guidelines. This year J. P.Morgan Chase & Co. agreed on a thirteen-billion dollar settlement regarding unethical selling of owe-backed securities. The selling of these mortgage-backed securities played a role in causing the financial crisis of 2008. An clause found on BBCs website does a good job of explaining this in basic simple terms. Between 2004 and 2006 US interest rates rose from 1% to 5. 35%, triggering a retardent in the US housing mark et. Homeowners, umpteen of whom could only b bely afford their mortgage fleet inments when interest rates were low, began to default on their mortgages.Default rates on sub-prime loans high risk loans to clients with poor or no credit histories rose to record levels. The impact of these defaults were felt across the financial system as many of the mortgages had been bundled up and sold on to banks and investors (http//news. bbc. co. uk/). This report explains and elaborates on J. P. Morgan Chase & Co. s role in the financial crisis. It expounds on what the company violated and unethically did to eat up caused the current settlement negotiation.Using multiple online resources, we gathered selective in mixtureation plentiful enough to analyze the companys practices and determine what steps must(prenominal) be taken to avoid future discrepancies. Through social media we observed how consumers feelings towards the company are being impacted by the current tentative settlement r egarding the mortgage-backed securities. The simple eye market was observed and studied through come forth the course of J. P. Morgan Chase & Co. s negotiations. It is vital to on a lower floorstand how shareholders are being impacted as they are a key role in a companys success and resources. Using the information gathered this report suggestssteps to take in better not only how J. P. Morgan Chase & Co. is thought of just how the company does rail line. JPMorgan Violated Both Banking and Securities Laws On January 24, 2012 President Barrack Obama gave his State of the Union speech in which he stated, Our working group is focusing on conduct related to the pooling and creation of mortgage backed securities, issues related to conduct that created the fragmentise, not abuses that happened after the crash (Obama). He aims to create a mortgage crisis unit that get out investigate the major banks that took part in unethical practices that lead to the crisis.New York Attorney ever yday Eric Schneiderman will co-chair the unit. The mortgage crisis unit includes officials from the Justice Department, Securities, Exchange Commission and Internal Revenue Service. Obama give tongue to in his speech that the unit will hold responsible those who broke the law, speed assistance to homeowners, and help turn the page on an era of recklessness that hurt so many Americans. (http//www. bloomberg. com). JPMorgan Chase violated not only banking laws but to a fault securities laws. J. P. Morgan Chase & Co. constituted recklessly unsafe practices, which conducted in misconduct and losses.An article on www. wallstreetonparade. com stated, The Bank (Chase) failed to ensure that significant information related to the credit derivatives trading strategy and deficiencies identified in risk management systems and controls was provided in a well-timed and appropriate manner to OCC examiners. (Marten). The article also stated that The SEC focused on JPMorgans ineffective interna l controls and failure to keep the Audit Committee of its Board informed in timely manner as required under its own rules and under the Sarbanes- Oxley Act. (Marten).In former(a) words, JPMorgan broke the rule of the code of conduct which stated that No single at J. P. Morgan Chase & Co. should ever sacrifice integrity or give the impression that they rescue even if they animadvert it would help the firm. (www. jpmorganchase. com). The SEC found that J. P. Morgan Chase & Co. Chase violated securities laws by register false information to the SEC. According to the SEC, the company failed to maintain internal control over financial reporting, disclosure controls and procedures, filing of inaccurate reports with the Commission. The SEC, in its settlement document stated that J. P. Morgan Chase & Co.violated Sections 13(a), 13(b) (2) (B) of the Exchange Act and Rules 13a-11, 13a-13, and 13a-15. The JPMorgan Chase code of conduct re beats fundamental assets that can be done on beha lf of the company. In other words, there are policies that are applied to the Chief Executive officer, President, Chief Financial Officer, and Chief Accounting Officer of JPMorgan Chase & Co. The purpose of the code of conduct is to closureure commitment to integrity. The Code of Conduct is authoritative for JPMorgan Chase & Co. because it lays tabu the accountability and expectations that the company has to represent to customers.The company is also responsible for ethical decision-making, which means that doing the expert thing whereas speaking up about any violation of the company. According to the Code of Conduct, No business unit or location in the Company can adopt policies that are less restrictive than the Code, but some do have rules that are more restrictive. (www. jpmorganchase. com). The Code means that the business should know and follow all policies even if the rules are hardcore. The Code of Conduct has a decision tree on the companys website where you would ask yourself a question like, Is it legal? or Does it comply with our Code and our Company policies, and the principles of ethical behavior they reflect? These questions are grievous when it comes to making decisions. If neither of the questions comply with your decisions, then it could result in some serious consequences. Sharing concerns and reporting violations is very important when it comes to a companys re set apartation. According to the Code of Conduct, you should share your concerns without fear, report legal or regulatory preceding that involve you personally. Breaking any security law or banking laws and result in consequences.It is important to speak up about any violations that could result in unethical conduct related to financial services. Maintaining accurate records is also an important task when it comes to a company. According to the company website, Internal accounting controls and record keeping policies are essential to the successful operation of our Company an d our ability to roleplay our legal and business requirements. Each of us is responsible for being accurate, complete and honest in Company records and for complying with all of the controls, policies and procedures we have in go under. (www. jpmorganchase. com).False records are unethical and could tarnish the companys reputation. JPMorgan Chase & Co. s major direct holders are James Crown, James Dimon, Douglas Braunstein, Daniel Pinto, and Frank Bisignano. These shareholders own stock in the company. These main holders have the main shares in this company. According to JPMorgan Chase & Co. , outside activities is important because doing outside activities could cause conflict not only for the company but for shareholders as well. By selling stock the company gets money almost no catch. There is no interest to pay and no requirement to pay the money back at all.Even better, equity financing distributes the risk of doing business among a large pool of investors. If the company fa ils, the founders dont set down all of their money, they lose several thousand smaller chunks of other peoples money. The money the company makes of its investors is used to pay for its fines and fees. This is why there is very much(prenominal) anticipation with the negotiation of the settlement regarding the selling of mortgage-backed securities. This chart from yahoos finance reports shows that in October, during the negotiation of the settlement, stock dropped Settlement & Resolution J. P. Morgan & Chase Co.is under investigation for these unethical practices and risk losing a large sum of money as settlement, as well as fell charges being placed upon them for their inglorious actions. There are many legal steps that are being taken to resolve the issue at hand. Some of these steps include hiring an autarkical monitor or other third party firm to oversee these measures along with ensuring that J. P. Morgan Chase & Co. follows the appropriate guidelines set forth legally and prevent them from practicing any further unethical actions. The person or firm hired must examine each and every home loan before J.P. Morgan Chase will be able to be packed into any type of investments. In order for JP Morgan Chase to continue with home loans and recover from there scandalous acts, they must meet the obligation presented to them and hire an overseer, whether an individual or firm, and have the issues resolved by the end of 2017. Steps that J. P. Morgan Chase & Co. can take to improve its fateful situation are to make some kind of assistance available to the individuals that were hit hard and greatly affected by these poor business practices inflicted by the company.This can be obtained by oblation the individuals who invested in some type of loan through J. P. Morgan Chase & Co. an opportunity to refinance their current loan, the donation of bank- owned properties, and new mortgage loans to low and moderate income families (OToole). This will hopefully help the individuals that now owe more on their houses then they are worth, and are thence upside down on their loans due to the unethical practices of JP Morgan Chase.If this proves beneficiary to the individuals who took out the loans, JP Morgan may just be able to recover their reputation, if not they will have to live with the disreputable name they have now created. JP Morgan Chase can also buy back all of the mortgages that they put these poor individuals into in the first place in hopes that the individuals may climb out of the dark hole of debt that they were lured into by the scandalous actions of the Chase employers.JP Morgan Chase must help the individuals out of their debt inflicted by the bank if there is to be any hope at recovering their reputation and solving the discriminating issues at hand. This can only be obtained by them offering their support and assistance to find as well as ensure them a better financial loan option. JP Morgan Chase must make right on their word fo r any betterment to be observed.They can and should take the blame for their wrongful actions by stating that they know they were wrong and immoral in their actions and present the individuals with an apology as well as an ethical solution to fix and make good the issues at hand. JP Morgan must make it right for the individuals who entrusted in them to give them ethical and proper loan assistance in the first place. They need to bail the individuals out of the debt they mischievously placed them in. JP Morgan Chase banks can better themselves in the long run by can buying back all the mortgages that they sold to individuals in the first place.Mortgage loans that they knowingly sold without compliance to the mortgage standards set forth. They can also provide help to their employees who may be under investigation as well by taking full responsibility for the unethical situation and not placing the immoral conduct of the bank on the employees and forcing them to get into trouble. They need to back their employees because some who knew it was wrong didnt want any part of the unethical situation, but JP Morgan Chase required the employee to perform the immoral practices anyways with the threat that they would lose their jobs if they didnt abide.The company says it is fully reserved for this settlement, implying it has cash and other savings on hand to meet the requirements. JPMorgan will finish providing relief to borrowers by the end of 2017, the company says (Arnold). The following is a quote from Jamie Dimon We are blithesome to have concluded this extensive agreement and to have resolved the civil claims of the Department of Justice and others. Nonetheless, New York Attorney prevalent Eric Schneiderman, California Attorney General Kamala Harris, Sacramento U. S.Attorney Benjamin Wagner and other officials involved in investigating JPMorgans mortgage actions called the settlement a significant government victory (McCoy). This settlement will resolve a large make out of state and federal investigates into JPMorgan Chases selling of mortgage backed securities between 2005 and 2008. Concluding results An article on http//www. scpr. org explains how the settlement money will be distributed, Q How much money will end up in the hands of homeowners? A The state attorney generals office said $4 billion of the $13 billion settlement will go toward helping consumers nationwide.That could come in the form of mortgage payment reductions or loan modifications for homeowners, the office said in a press release. The office said they had no estimate on how much of the $4 billion borrowers relief would go to California homeowners, but they believe the state will receive a good amount of relief. JPMorgan declined to gab on the percentage that will be directed to Californians. Separate from the borrowers relief, California did receive nearly $300 million in damages out of the $13 billion settlement that will go to public employee and teacher pension funds, CalPERS and CalSTRS.Q What will determine which homeowners get money from the $4 billion dower of the settlement? A The state attorney generals office said Californians who may qualify for the relief would likely have gotten mortgages with Washington vernacular and Bear Stearns, which are now part of JPMorgan. Stuart Gabriel, director of the Ziman Center for Real Estate at UCLA, said he thinks state agencies may reach out to individuals who are in danger of foreclosure and offer some mortgage modification, such as interest rate relief.Q When will homeowners receive this money? A Its unclear how soon Californians could qualify to receive a portion of the borrowers relief. The state attorney generals office said the agency that will handle those decisions hasnt been determined yet. Q Will the settlement have an effect on the housing market? A Gabriel said he doesnt think there will be any perceptible effect on the direction of the housing market as a result of the settlement . He said whats notable is that JPMorgan had to pay a large fine.The $13 billion JPMorgan settlement is roughly three times more than what BP paid to settle criminal charges related to the Deepwater Horizon oil spill, according to Gabriel. Its a bigger deal for JPMorgan and its a big win for the U. S. government, Gabriel said. Its a win for the point of view that there were fraudulent practices in the packaging of mortgages into mortgage-backed securities on the part of major investment houses. Gabriel said he doesnt think this is the end of such settlements and the government is in all likelihood working its way around Wall Street now with the precedent of a very big settlement in its back pocket. Q Is the foreclosure crisis over? A Reports show the number of foreclosures has steadily declined. But Peter Kuhns of the Alliance of Californians for Community Empowerment said its still a major problem. Its massive. Kuhns said. There are estimates that somewhere close to a third of a ll California homeowners with mortgages are underwater on their loans, that they owe more money than their house is worth. Kuhns said he hopes that the $4 billion borrowers relief will go toward helping homeowners reduce the amount of money they owe on their mortgage payments. (lee) This shows progress but it will not be enough to keep the companys consumers happy. J. P. Morgan Chase & Co. must maintain an ethical and professional work pace. It will take time but doing things correctly, the companys reputation can be salvaged. shareholders dont seem to be losing trust since the agreement on the settlement. Shares are at a healthy fifty-seven. The Board of Directors must put these changes into action as soon as possible. They must start the process towards recovery at once.